​Real Estate & Business Financing

worthcapital

Building our business on relationships,

one closing at a time.

FAST APPROVALS & CLOSINGS

-- Bridge loan and hard money mortgages in as little as 2 to 3 weeks, if necessary, we are able to close loans in as little as 10 days
-- Conventional commercial mortgages that can close in as little as 45 days
-- Unsecured business loans funded in as little as 1 week
-- Our attention to service and detail in the processing of loans, and our years of experience with commercial mortgages gives you the confidence to pursue opportunities that may have tight closing deadlines
-- Don’t let opportunities get away, you may be presented with an opportunity to purchase another property and need to act quickly to pull cash from an existing property to be used as a down payment on the property you intend to purchase, we are accustomed to arranging all types of special situation financing, often loans are approved with conventional terms and conditions

BROAD SPECTRUM OF
​​REAL ESTATE LOAN PROGRAMS

THAT PROVIDE CREATIVE FINANCING SOLUTIONS FOR THE ASTUTE REAL ESTATE BUYER/OWNER
​
* Conventional commercial mortgages; with super low rates for 3 and 5 year fixed programs, amortized over 25/30 years
* Bridge financing mortgages:  reasonable rates, close in 2 – 4 weeks
* Credit problem loans: minimum credit score 500, Loan-To-Value ratios up to 65%
* Construction financing: 65% construction loans
* Investor (flip) purchase/rehab loans
* Hard money loans: with softer rates than expected
* SBA working capital and business loans
* Asset based underwriting for real estate collateral
* Fast closings on traditional commercial mortgages, close in 45 days, much faster than most conventional lenders with similar low rates
* Common sense underwriting loan programs
* Credit lines available for apartment buildings and mix-use properties, pay interest only on the portion of funds that you draw on
* Loan amounts from $100,000 to $100 million
* Leverage up to 80% of your property value
* No tax returns required, special program that allows for alternative documentation to prove income
* Multiple property portfolio loan programs
* Transitional or unstabilized properties that local banks don’t understand
* Open minded underwriting practices fill a void in the mortgage marketplace that the community banking system can’t fulfill
* Loan programs that fit the borrower’s situation